I had a great meeting with local Toronto Realtor, George O’Neill about leveraging Social Media in the real estate business. George was an early adopter and has been quite successful in using New Media to market his business and reach prospective buyers and sellers.

One of the main considerations when getting a mortgage if whether to lock in your rate or choose a variable rate mortgage. I always educate my clients on the pros and cons of each mortgage type and then help them make a decision that will be best for their financial situation and risk profile. I have mentioned before that historically a client you chooses a variable rate will be better off in the long run.

You can’t avoid the taxman: Goods ordered early for post-July installation will still get 13% levy. With all the billboards springing up around the city, it’s hard to miss the 13% harmonized sales tax (HST) slated to become law July 1. For many, the tax is just a convenient combination of 8% provincial sales tax (PST) and 5% goods and services tax (GST). But for the home renovation industry, which contributes $20-billion and 195,000 jobs to Ontario’s economy, the HST may have some hidden challenges.