With today’s super low interest rates many people are considering getting out of their current mortgage to take advantage of lower rates, save a few dollars on their payment each month and pay less interest over the life of the mortgage. As a broker I actively monitor my clients mortgages and when appropriate I suggest [...]

I was lucky enough to be able to attend a talk held by Benjamin Tal, CIBC’s head economist. As would be expected from an economist his talk was laced with statistics, bar graphs and acronyms. Unlike most economists he is actually quite interesting to listen. He was able to get the audience laughing at several [...]

Welcome to YourLowMortgage.ca, your one stop for all of your mortgage needs. Whether you are a first time homebuyer looking to purchase your first property or an experienced real estate investor looking for financing for your next project, I can help. I provide my clients with exceptional customer service as well as competitive mortgage rates.

Do you understand how the banks calculate your mortgage rate? Most Canadians don’t. Take a moment to read this brief explanation of how the bond market and the government’s prime lending rate contribute to the mortgage rate you are currently paying.

RBC announces 2/3 of Canadians think now is a great time to buy a home….so why is this not translating into more property sales? Housing prices have seen a decline and interest rates are at an all time low…….could we ask for a better time to buy a house?

A quick and easy animated video explaining exactly how our current financial crisis was created by mortgage backed securities. This should answer all of your questions